Simply Finance, based in Canterbury and Sandwich, is a whole of market Independent Mortgage Broker and Later Life Lending Specialist established in 2001 specialising in:
- First time buyer mortgages (including Help to buy)
- Equity Release – Later Life Lending
- Home mover mortgages
- Right to buy mortgage
- Self-Build Mortgages
What We Offer
- Recommend mortgages from both high street lenders as well as other more specialised lenders because we are INDEPENDENT
- Offer you EXPERIENCE as we have been established in Kent since 2001
- Be PERSONAL because every client is different and has different needs and budgets
- FREE initial advice or meetings
- We can also provide personal tailored advice with regards to INSURANCES and mortgage protection.
Meet The Team
Michael has been working in the industry for over 20 years. He handles more than 350 cases per year and has expert knowledge of the mortgage market, each lenders individual criteria and the surrounding area’s which can prove vital when choosing the right mortgage and lender for your specific needs.
Rachael Ruocco- Buchanan
Later Life Lending Consultant
Rachael is a Later Life Lending Specialist who has an in depth knowledge of all the options available to you – Rachael will come and visit you in the comfort of your own home, and take the time to review your personal circumstances, needs and requirements, involving any family members or loved ones, and fully explain what is involved so there are no questions unturned, and you fully understand the process and outcome.
The Legal Bit
Your home may be repossessed if you do not keep up repayments on your mortgage.
Some buy-to-let mortgages are not regulated by the FCA.
There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee £250.
Equity Release – Later Life Lending
Equity release may involve a home reversion plan or lifetime mortgage which is secured against your property.
Check that your chosen plan will meet your needs if you want to move or sell your home or if you want your family to inherit it.
Always seek qualified financial advice. To understand the features and risks ask for a personalised illustration.
Equity release will affect potential inheritance and your entitlement to means-tested benefits both now and in the future.
We provide initial advice for free and without obligation. Only if you choose to proceed and your case completes would a typical fee of £495 be payable.
Simply Finance Limited is an appointed representative of In Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales. Number 5154149